/* buy-lending.ru — дизайн-система (2026-10). Mobile-first. */
:root {
  --ink: #0f172a;
  --text: #334155;
  --muted: #64748b;
  --line: #e2e8f0;
  --bg: #ffffff;
  --bg-soft: #f5f7fb;
  --bg-dark: #0f1b3d;
  --primary: #2453d6;
  --primary-dark: #1b3fa8;
  --primary-soft: #eaf0ff;
  --accent: #f5a524;
  --accent-dark: #d98a06;
  --ok: #15803d;
  --err: #b91c1c;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 1px 2px rgba(15, 23, 42, .06), 0 8px 24px rgba(15, 23, 42, .06);
  --shadow-lg: 0 20px 50px rgba(15, 23, 42, .14);
  --container: 1180px;
  --font-head: 'Montserrat', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  --font-body: 'Inter', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; font: 16px/1.6 var(--font-body); color: var(--text); background: var(--bg); overflow-x: hidden; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--primary); text-decoration: none; }
a:hover { color: var(--primary-dark); }
h1, h2, h3, h4 { font-family: var(--font-head); color: var(--ink); line-height: 1.2; margin: 0 0 .5em; letter-spacing: -.01em; }
h1 { font-size: clamp(30px, 5.2vw, 52px); font-weight: 800; }
h2 { font-size: clamp(25px, 3.6vw, 38px); font-weight: 800; }
h3 { font-size: 19px; font-weight: 700; }
p { margin: 0 0 1em; }
ul { margin: 0 0 1em; padding-left: 1.2em; }
:focus-visible { outline: 3px solid rgba(36, 83, 214, .45); outline-offset: 2px; border-radius: 4px; }

.container { max-width: var(--container); margin: 0 auto; padding: 0 16px; }
.section { padding: 64px 0; }
.section.soft { background: var(--bg-soft); }
.section.dark { background: var(--bg-dark); color: #cbd5e1; }
.section.dark h2, .section.dark h3 { color: #fff; }
.section-head { max-width: 760px; margin: 0 0 36px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head p { color: var(--muted); font-size: 18px; margin: 0; }
.dark .section-head p { color: #94a3b8; }
.eyebrow { display: inline-block; font: 700 13px/1 var(--font-head); letter-spacing: .08em; text-transform: uppercase; color: var(--primary); margin-bottom: 12px; }
.dark .eyebrow { color: var(--accent); }
.muted { color: var(--muted); }
.small { font-size: 14px; }

/* ── Кнопки ── */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 14px 24px; border-radius: 12px; font: 700 16px/1.2 var(--font-head); border: 2px solid transparent; cursor: pointer; transition: background .15s, color .15s, border-color .15s, transform .15s; text-align: center; }
.btn:active { transform: translateY(1px); }
.btn-primary { background: var(--accent); color: #1f1300; }
.btn-primary:hover { background: var(--accent-dark); color: #1f1300; }
.btn-blue { background: var(--primary); color: #fff; }
.btn-blue:hover { background: var(--primary-dark); color: #fff; }
.btn-outline { border-color: var(--line); color: var(--ink); background: #fff; }
.btn-outline:hover { border-color: var(--primary); color: var(--primary); }
.btn-ghost-light { border-color: rgba(255,255,255,.35); color: #fff; }
.btn-ghost-light:hover { border-color: #fff; color: #fff; }
.btn-sm { padding: 9px 16px; font-size: 14px; border-radius: 10px; }
.btn-block { width: 100%; }
.btn svg { width: 20px; height: 20px; flex: none; }

/* ── Шапка ── */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.96); backdrop-filter: saturate(1.5) blur(8px); border-bottom: 1px solid var(--line); }
.header-row { display: flex; align-items: center; gap: 16px; height: 64px; }
.logo { display: flex; align-items: center; gap: 10px; font: 800 18px/1 var(--font-head); color: var(--ink); white-space: nowrap; }
.logo:hover { color: var(--ink); }
.logo-mark { width: 34px; height: 34px; border-radius: 9px; background: var(--primary); color: #fff; display: grid; place-items: center; font-size: 15px; }
.logo small { display: block; font: 500 11px/1.2 var(--font-body); color: var(--muted); margin-top: 3px; }
.nav { display: none; margin-left: auto; }
.nav > ul { list-style: none; margin: 0; padding: 0; display: flex; gap: 4px; }
.nav li { position: relative; }
.nav > ul > li > a { display: block; padding: 10px 12px; border-radius: 8px; color: var(--ink); font-weight: 600; font-size: 15px; }
.nav > ul > li > a:hover, .nav > ul > li > a.active { background: var(--bg-soft); color: var(--primary); }
.nav .sub { display: none; position: absolute; top: 100%; left: 0; min-width: 290px; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: var(--shadow-lg); padding: 8px; list-style: none; margin: 0; }
.nav li:hover > .sub, .nav li:focus-within > .sub { display: block; }
.nav .sub a { display: block; padding: 9px 12px; border-radius: 8px; color: var(--text); font-size: 15px; }
.nav .sub a:hover { background: var(--bg-soft); color: var(--primary); }
.header-contacts { display: none; align-items: center; gap: 12px; margin-left: 12px; }
.header-phone { font: 700 16px/1 var(--font-head); color: var(--ink); white-space: nowrap; }
.burger { margin-left: auto; width: 44px; height: 44px; border: 1px solid var(--line); border-radius: 10px; background: #fff; display: grid; place-items: center; cursor: pointer; }
.burger span, .burger span::before, .burger span::after { display: block; width: 20px; height: 2px; background: var(--ink); position: relative; content: ''; transition: transform .2s; }
.burger span::before { position: absolute; top: -6px; }
.burger span::after { position: absolute; top: 6px; }
.menu-open .burger span { background: transparent; }
.menu-open .burger span::before { transform: translateY(6px) rotate(45deg); }
.menu-open .burger span::after { transform: translateY(-6px) rotate(-45deg); }
.mobile-menu { display: none; border-top: 1px solid var(--line); background: #fff; max-height: calc(100vh - 64px); overflow-y: auto; }
.menu-open .mobile-menu { display: block; }
.mobile-menu ul { list-style: none; margin: 0; padding: 8px 16px 16px; }
.mobile-menu a { display: block; padding: 12px 0; color: var(--ink); font-weight: 600; border-bottom: 1px solid var(--line); }
.mobile-menu .sub a { font-weight: 500; padding-left: 14px; color: var(--text); }
.mobile-menu .menu-contacts { display: grid; gap: 10px; padding: 16px; }

@media (min-width: 1080px) {
  .nav, .header-contacts { display: flex; }
  .burger, .mobile-menu { display: none !important; }
}

/* ── Hero ── */
.hero { padding: 48px 0 56px; background: radial-gradient(1200px 500px at 80% -10%, #e4ecff 0%, rgba(228,236,255,0) 60%), linear-gradient(#fff, #f7f9fd); }
.hero-grid { display: grid; gap: 40px; align-items: center; }
.hero h1 .hl { color: var(--primary); }
.hero-lead { font-size: 19px; color: var(--text); max-width: 600px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 28px 0 24px; }
.hero-points { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.hero-points li { display: flex; gap: 10px; align-items: flex-start; font-size: 15px; }
.hero-points svg { width: 20px; height: 20px; color: var(--ok); flex: none; margin-top: 2px; }
.hero-visual { position: relative; }
.browser { border-radius: 14px; overflow: hidden; box-shadow: var(--shadow-lg); border: 1px solid var(--line); background: #fff; }
.browser-bar { display: flex; align-items: center; gap: 6px; padding: 10px 12px; background: #f1f5f9; border-bottom: 1px solid var(--line); }
.browser-bar i { width: 10px; height: 10px; border-radius: 50%; background: #cbd5e1; }
.browser-bar span { margin-left: 10px; font-size: 12px; color: var(--muted); background: #fff; border-radius: 6px; padding: 3px 10px; }
.hero-phone { position: absolute; right: -6px; bottom: -28px; width: 30%; max-width: 150px; border-radius: 18px; overflow: hidden; border: 5px solid var(--ink); box-shadow: var(--shadow-lg); background: #fff; }
.hero-badge { position: absolute; left: -10px; bottom: 18px; background: #fff; border-radius: 12px; box-shadow: var(--shadow-lg); padding: 10px 14px; font-size: 13px; line-height: 1.35; max-width: 220px; }
.hero-badge b { display: block; color: var(--ink); font-family: var(--font-head); }
@media (min-width: 960px) {
  .hero { padding: 72px 0 88px; }
  .hero-grid { grid-template-columns: 1.05fr 1fr; gap: 56px; }
}

/* ── Сетки и карточки ── */
.grid { display: grid; gap: 20px; }
@media (min-width: 640px) { .grid-2, .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 960px) { .grid-3 { grid-template-columns: repeat(3, 1fr); } .grid-4 { grid-template-columns: repeat(4, 1fr); } }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; box-shadow: var(--shadow); }
.card h3 { margin-bottom: 8px; }
.card p:last-child { margin-bottom: 0; }
a.card { color: inherit; display: flex; flex-direction: column; transition: border-color .15s, transform .15s, box-shadow .15s; }
a.card:hover { border-color: #b9c8f5; transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.card-icon { width: 46px; height: 46px; border-radius: 12px; background: var(--primary-soft); color: var(--primary); display: grid; place-items: center; margin-bottom: 16px; }
.card-icon svg { width: 24px; height: 24px; }
.card-price { margin-top: auto; padding-top: 16px; display: flex; justify-content: space-between; align-items: baseline; gap: 8px; font-size: 14px; color: var(--muted); border-top: 1px dashed var(--line); }
.card-price b { font: 800 18px/1 var(--font-head); color: var(--ink); }
.card-more { margin-top: 12px; font-weight: 700; color: var(--primary); font-size: 15px; }
.feature { display: flex; gap: 14px; align-items: flex-start; }
.feature .card-icon { flex: none; margin: 0; }
.feature h3 { font-size: 17px; margin-bottom: 4px; }
.feature p { color: var(--muted); font-size: 15px; margin: 0; }
.dark .feature p { color: #94a3b8; }
.dark .card-icon { background: rgba(255,255,255,.08); color: var(--accent); }

/* ── Кейсы ── */
.case { display: grid; gap: 28px; align-items: center; padding: 28px 0; }
.case + .case { border-top: 1px solid var(--line); }
@media (min-width: 960px) {
  .case { grid-template-columns: 1.1fr 1fr; gap: 48px; padding: 40px 0; }
  .case.flip .case-media { order: 2; }
}
.case-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 14px; }
.tag { display: inline-block; padding: 5px 10px; border-radius: 99px; background: var(--primary-soft); color: var(--primary-dark); font-size: 13px; font-weight: 600; }
.tag.amber { background: #fff4dc; color: #8a5300; }
.case h3 { font-size: clamp(22px, 2.6vw, 28px); }
.case-list { list-style: none; padding: 0; margin: 16px 0 22px; display: grid; gap: 10px; }
.case-list li { display: flex; gap: 10px; }
.case-list svg { width: 20px; height: 20px; color: var(--primary); flex: none; margin-top: 3px; }
.case-actions { display: flex; flex-wrap: wrap; gap: 10px; }
.concepts { display: grid; gap: 16px; }
@media (min-width: 640px) { .concepts { grid-template-columns: repeat(3, 1fr); } }
.concept { display: block; border-radius: 12px; overflow: hidden; border: 1px solid var(--line); background: #fff; color: var(--text); }
.concept img { aspect-ratio: 16 / 10; object-fit: cover; object-position: top; width: 100%; }
.concept span { display: block; padding: 10px 14px; font-size: 14px; }
.concept b { color: var(--ink); }

/* ── Цены ── */
.price-table { width: 100%; border-collapse: collapse; background: #fff; border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
.price-table th, .price-table td { padding: 16px 18px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
.price-table th { background: var(--bg-soft); font: 700 14px/1.3 var(--font-head); color: var(--muted); text-transform: uppercase; letter-spacing: .04em; }
.price-table td.num { white-space: nowrap; font: 800 17px/1.3 var(--font-head); color: var(--ink); }
.price-table a { font-weight: 700; }
.price-table tr:last-child td { border-bottom: 0; }
.table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; border-radius: var(--radius); }
.tiers { display: grid; gap: 20px; }
@media (min-width: 900px) { .tiers { grid-template-columns: repeat(3, 1fr); } }
.tier { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px 24px; display: flex; flex-direction: column; box-shadow: var(--shadow); }
.tier.popular { border: 2px solid var(--primary); position: relative; }
.tier.popular::before { content: 'Чаще всего выбирают'; position: absolute; top: -13px; left: 24px; background: var(--primary); color: #fff; font: 700 12px/1 var(--font-head); padding: 7px 10px; border-radius: 99px; }
.tier-price { font: 800 30px/1.1 var(--font-head); color: var(--ink); margin: 6px 0 4px; }
.tier-term { color: var(--muted); font-size: 14px; margin-bottom: 18px; }
.tier ul { list-style: none; padding: 0; margin: 0 0 24px; display: grid; gap: 9px; font-size: 15px; }
.tier li { display: flex; gap: 9px; }
.tier li svg { width: 18px; height: 18px; color: var(--ok); flex: none; margin-top: 3px; }
.tier .btn { margin-top: auto; }

/* ── Процесс ── */
.steps { counter-reset: step; display: grid; gap: 16px; list-style: none; padding: 0; margin: 0; }
@media (min-width: 720px) { .steps { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1080px) { .steps { grid-template-columns: repeat(3, 1fr); } }
.steps li { counter-increment: step; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px 22px 22px 70px; position: relative; }
.steps li::before { content: counter(step); position: absolute; left: 20px; top: 20px; width: 34px; height: 34px; border-radius: 50%; background: var(--primary); color: #fff; font: 800 16px/34px var(--font-head); text-align: center; }
.steps h3 { font-size: 17px; margin-bottom: 4px; }
.steps p { margin: 0; color: var(--muted); font-size: 15px; }
.steps .when { display: inline-block; margin-top: 8px; font-size: 13px; font-weight: 600; color: var(--primary-dark); }

/* ── Списки «что входит» ── */
.checks { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
@media (min-width: 720px) { .checks.cols { grid-template-columns: repeat(2, 1fr); gap: 12px 28px; } }
.checks li { display: flex; gap: 10px; align-items: flex-start; }
.checks svg { width: 20px; height: 20px; color: var(--ok); flex: none; margin-top: 3px; }
.checks b { color: var(--ink); }

/* ── FAQ ── */
.faq { max-width: 860px; margin: 0 auto; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 12px; margin-bottom: 10px; }
.faq summary { cursor: pointer; list-style: none; padding: 18px 52px 18px 20px; font: 700 17px/1.4 var(--font-head); color: var(--ink); position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; position: absolute; right: 20px; top: 50%; transform: translateY(-50%); font: 400 26px/1 var(--font-body); color: var(--primary); }
.faq details[open] summary::after { content: '−'; }
.faq .answer { padding: 0 20px 18px; color: var(--text); }
.faq .answer p:last-child { margin: 0; }

/* ── Калькулятор (квиз) ── */
.quiz { background: #fff; border-radius: 18px; box-shadow: var(--shadow-lg); overflow: hidden; color: var(--text); max-width: 860px; margin: 0 auto; }
.quiz-top { padding: 22px 24px 0; }
.quiz-progress { height: 6px; background: var(--bg-soft); border-radius: 99px; overflow: hidden; margin-top: 10px; }
.quiz-progress i { display: block; height: 100%; width: 20%; background: var(--accent); border-radius: 99px; transition: width .3s; }
.quiz-meta { display: flex; justify-content: space-between; font-size: 13px; color: var(--muted); }
.quiz-step { display: none; padding: 20px 24px 24px; }
.quiz-step.active { display: block; }
.quiz-step h3 { font-size: 21px; margin-bottom: 16px; }
.quiz-options { display: grid; gap: 10px; }
@media (min-width: 640px) { .quiz-options { grid-template-columns: repeat(2, 1fr); } }
.quiz-option { display: flex; gap: 12px; align-items: center; padding: 14px 16px; border: 2px solid var(--line); border-radius: 12px; cursor: pointer; transition: border-color .15s, background .15s; font-weight: 600; color: var(--ink); }
.quiz-option:hover { border-color: #b9c8f5; }
.quiz-option input { position: absolute; opacity: 0; pointer-events: none; }
.quiz-option .mark { width: 20px; height: 20px; border: 2px solid #cbd5e1; border-radius: 50%; flex: none; display: grid; place-items: center; }
.quiz-option input[type=checkbox] + .mark { border-radius: 6px; }
.quiz-option input:checked + .mark { border-color: var(--primary); background: var(--primary); box-shadow: inset 0 0 0 3px #fff; }
.quiz-option input[type=checkbox]:checked + .mark { box-shadow: none; background: var(--primary) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/14px no-repeat; }
.quiz-option:has(input:checked) { border-color: var(--primary); background: var(--primary-soft); }
.quiz-option small { display: block; font-weight: 400; color: var(--muted); font-size: 13px; }
.quiz-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 20px; }
.quiz-result { background: var(--bg-soft); border-radius: 12px; padding: 16px 18px; margin-bottom: 18px; }
.quiz-result b { font: 800 26px/1.2 var(--font-head); color: var(--ink); display: block; }
.quiz-done { text-align: center; padding: 36px 24px; }

/* ── Формы ── */
.form { display: grid; gap: 12px; }
.form-row { display: grid; gap: 12px; }
@media (min-width: 640px) { .form-row.two { grid-template-columns: 1fr 1fr; } }
.field label { display: block; font-size: 14px; font-weight: 600; color: var(--ink); margin-bottom: 6px; }
.field input, .field textarea, .field select { width: 100%; padding: 13px 14px; border: 1.5px solid #cbd5e1; border-radius: 10px; font: 16px/1.4 var(--font-body); color: var(--ink); background: #fff; transition: border-color .15s; }
.field input:focus, .field textarea:focus, .field select:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px rgba(36,83,214,.15); }
.field textarea { min-height: 96px; resize: vertical; }
.field .invalid, .field input.invalid { border-color: var(--err); }
.consent { font-size: 13px; color: var(--muted); }
.consent a { text-decoration: underline; }
.form-msg { display: none; border-radius: 10px; padding: 12px 14px; font-size: 15px; }
.form-msg.err { display: block; background: #fef2f2; color: var(--err); }
.form-success { display: none; text-align: center; padding: 20px 0; }
.form-success.show { display: block; }
.form-success .ok-icon { width: 56px; height: 56px; border-radius: 50%; background: #dcfce7; color: var(--ok); display: grid; place-items: center; margin: 0 auto 12px; }
.form-success .ok-icon svg { width: 28px; height: 28px; }
.btn.loading { opacity: .7; pointer-events: none; }

/* ── Контакты ── */
.contact-grid { display: grid; gap: 28px; }
@media (min-width: 960px) { .contact-grid { grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; } }
.messengers { display: grid; gap: 10px; margin: 20px 0; }
@media (min-width: 480px) { .messengers { grid-template-columns: repeat(2, 1fr); } }
.messenger { display: flex; align-items: center; gap: 12px; padding: 14px 16px; border-radius: 12px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); color: #fff; font-weight: 700; }
.messenger:hover { background: rgba(255,255,255,.14); color: #fff; }
.messenger svg { width: 26px; height: 26px; flex: none; }
.messenger small { display: block; font-weight: 400; font-size: 13px; color: #94a3b8; }
.section:not(.dark) .messenger { background: #fff; border-color: var(--line); color: var(--ink); }
.section:not(.dark) .messenger:hover { border-color: var(--primary); }
.contact-card { background: #fff; border-radius: 18px; padding: 28px 24px; box-shadow: var(--shadow-lg); color: var(--text); }
.contact-card h3 { font-size: 22px; }

/* ── Хлебные крошки ── */
.crumbs { font-size: 14px; color: var(--muted); margin-bottom: 18px; }
.crumbs a { color: var(--muted); }
.crumbs a:hover { color: var(--primary); }
.crumbs span { margin: 0 6px; }

/* ── Блог-карточки ── */
.post-card { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; color: inherit; box-shadow: var(--shadow); }
.post-card:hover { border-color: #b9c8f5; color: inherit; }
.post-card img { aspect-ratio: 16 / 9; object-fit: cover; width: 100%; }
.post-card div { padding: 18px 20px 20px; }
.post-card h3 { font-size: 17px; }
.post-card p { color: var(--muted); font-size: 15px; margin: 0; }

/* ── CTA-полоса ── */
.cta-band { background: linear-gradient(120deg, var(--primary) 0%, #3b2fc9 100%); color: #e0e7ff; border-radius: 20px; padding: 36px 28px; display: grid; gap: 20px; align-items: center; }
.cta-band h2 { color: #fff; margin-bottom: 8px; font-size: clamp(22px, 3vw, 30px); }
.cta-band p { margin: 0; }
@media (min-width: 860px) { .cta-band { grid-template-columns: 1fr auto; padding: 44px 48px; } }
.cta-band .btns { display: flex; flex-wrap: wrap; gap: 10px; }

/* ── Текстовые блоки ── */
.prose { max-width: 820px; }
.prose h2 { margin-top: 1.4em; }
.prose h3 { margin-top: 1.2em; }
.prose ul li { margin-bottom: 6px; }
.split { display: grid; gap: 32px; }
@media (min-width: 960px) { .split { grid-template-columns: 1.2fr 1fr; gap: 56px; align-items: start; } }
.note { background: #fff8e8; border: 1px solid #fde7b0; border-radius: 12px; padding: 16px 18px; color: #5b3a00; font-size: 15px; }
.stat-row { display: grid; gap: 16px; grid-template-columns: repeat(2, 1fr); }
@media (min-width: 860px) { .stat-row { grid-template-columns: repeat(4, 1fr); } }
.stat { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 18px; }
.stat b { display: block; font: 800 22px/1.2 var(--font-head); color: var(--ink); margin-bottom: 4px; }
.stat span { font-size: 14px; color: var(--muted); }

/* ── Подвал ── */
.site-footer { background: #0b1430; color: #94a3b8; padding: 52px 0 96px; font-size: 15px; }
.site-footer a { color: #cbd5e1; }
.site-footer a:hover { color: #fff; }
.footer-grid { display: grid; gap: 28px; }
@media (min-width: 860px) { .footer-grid { grid-template-columns: 1.4fr 1fr 1fr 1.2fr; } .site-footer { padding-bottom: 40px; } }
.site-footer h4 { color: #fff; font-size: 15px; margin-bottom: 12px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.site-footer .logo { color: #fff; margin-bottom: 12px; }
.site-footer .logo small { color: #94a3b8; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); margin-top: 32px; padding-top: 20px; display: flex; flex-wrap: wrap; gap: 8px 24px; justify-content: space-between; font-size: 13px; }

/* ── Мобильная панель связи ── */
.mobile-bar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 60; display: grid; grid-template-columns: repeat(4, 1fr); background: #fff; border-top: 1px solid var(--line); box-shadow: 0 -6px 20px rgba(15,23,42,.08); padding-bottom: env(safe-area-inset-bottom); }
.mobile-bar a { display: flex; flex-direction: column; align-items: center; gap: 3px; padding: 8px 4px 9px; font-size: 11px; font-weight: 600; color: var(--ink); }
.mobile-bar a svg { width: 24px; height: 24px; }
.mobile-bar a.calc { background: var(--accent); color: #1f1300; }
@media (min-width: 860px) { .mobile-bar { display: none; } }

/* ── Иконки мессенджеров ── */
.ic-wa { color: #25d366; }
.ic-tg { color: #29a9eb; }
.ic-max { color: #6c4cff; }
.ic-phone { color: var(--primary); }
.dark .ic-phone { color: #fff; }

.visually-hidden { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.mt-0 { margin-top: 0; } .mb-0 { margin-bottom: 0; } .mt-24 { margin-top: 24px; } .mt-40 { margin-top: 40px; }
.center { text-align: center; }

/* Колонки grid не должны распираться содержимым (картинки, таблицы) */
.hero-grid > *, .split > *, .case > *, .contact-grid > *, .grid > *, .footer-grid > * { min-width: 0; }
/* Белые карточки внутри тёмных секций: заголовки тёмные */
.section.dark .quiz h3, .section.dark .contact-card h3, .section.dark .card h3 { color: var(--ink); }